Money Market Funds vs Treasury Bills: Where Should You Keep ₦500,000 in Nigeria?
If you have ₦500,000 sitting in a regular savings account right now, it’s losing value. Nigerian bank savings accounts still pay a…
Author: Samuel Edet
Samuel Edet is a business structure consultant at Qrafteq, helping Nigerian founders build businesses that go beyond the excitement of registration. We've helped 200+ businesses establish proper legal, financial, and operational infrastructure.
44 articles
Is the Dangote Refinery IPO the Right Move for Your Portfolio? An Investor’s Perspective
Everyone’s talking about the Dangote Refinery IPO. Before you buy in, here’s a simple way to think it through.
What Actually Changes on Your Payslip This Year
Nigeria’s 2026 tax reform has quietly changed what lands in your account every month. Here’s what shifted, in plain terms, and what to check on your next payslip.
How to Get Your Tax Clearance Certificate in Nigeria (2026)
You need it for a government contract. Or to register property. Or your bank is asking for it. Or a professional body…
The 1% Minimum Tax Rule in Nigeria: Does It Apply to You in 2026?
If you have been searching online about minimum tax in Nigeria, you have probably found a mix of old and new information.…
NHF, Pension, NHIS: Which Contributions Actually Reduce Your Income Tax in Nigeria?
Your payslip has several deductions on it. Pension. Maybe NHF. Possibly a health insurance premium. Some of them come off before PAYE…
6 Legal Deductions That Can Reduce Your PAYE Tax in Nigeria Right Now
You are probably paying more tax than you need to. Not because your employer is doing anything wrong. But because most Nigerian…
Nigeria’s New Rent Relief Deduction: How to Claim Up to N500,000 Off Your Income Tax in 2026
Most Nigerians rent. And for the first time, the tax law actually acknowledges that. The Nigeria Tax Act 2025 introduced a Rent…
How to Calculate Your Chargeable Income in Nigeria: Step-by-Step (2026)
Your gross salary and your taxable income are not the same number. That difference is what this article is about. Chargeable income…
NTA 2025 vs Old PITA: Are You Paying More or Less Tax in 2026?
It’s no more news that Nigeria has got a brand new tax law. The old Personal Income Tax Act (PITA) that governed…